Comments for Real Estate in Walnut Creek, CA, Concord CA Homes for sale http://diablovalley.net Catherine Myers connects you to homes in Contra Costa and beyond! Sat, 14 Apr 2012 02:27:46 +0000 hourly 1 http://wordpress.org/?v=3.3.2 Comment on Can the HOA foreclose on you? by Catherine Myers http://diablovalley.net/can-the-hoa-foreclose-on-you/#comment-190 Catherine Myers Sat, 14 Apr 2012 02:27:46 +0000 http://diablovalley.net/?p=1019#comment-190 Heather, I've had buyers be able to close on the sale without HOA fees being paid. All parties must sign acknowledgement and the seller must know the HOA will likely continue to pursue them. On the other hand, I've worked successfully many times with HOA's and getting a pay-off that's able to be paid by seller, or to help them come to terms on a payment plan. It's not a debt that will just go away for most. Heather, I’ve had buyers be able to close on the sale without HOA fees being paid. All parties must sign acknowledgement and the seller must know the HOA will likely continue to pursue them. On the other hand, I’ve worked successfully many times with HOA’s and getting a pay-off that’s able to be paid by seller, or to help them come to terms on a payment plan. It’s not a debt that will just go away for most.

]]> Comment on Can the HOA foreclose on you? by Heather http://diablovalley.net/can-the-hoa-foreclose-on-you/#comment-188 Heather Thu, 12 Apr 2012 07:21:16 +0000 http://diablovalley.net/?p=1019#comment-188 I have the exact situation. My buyer was about to sign when they found a surprise hoa due attached to their doc pertaining past due hoa for $6k. My buyer still signed and so did the seller. However, the bank will not pay the amount due from hoa. Can we still close this deal? Who needs to pay for this hoa? Im from california so hopefully you can help me. I have the exact situation. My buyer was about to sign when they found a surprise hoa due attached to their doc pertaining past due hoa for $6k. My buyer still signed and so did the seller. However, the bank will not pay the amount due from hoa. Can we still close this deal? Who needs to pay for this hoa? Im from california so hopefully you can help me.

]]> Comment on Can the HOA foreclose on you? by Catherine Myers http://diablovalley.net/can-the-hoa-foreclose-on-you/#comment-175 Catherine Myers Tue, 27 Mar 2012 16:42:44 +0000 http://diablovalley.net/?p=1019#comment-175 Hi Claudia, the best thing is to consult with a real estate attorney in your area. I am unfamiliar with Florida laws on the HOA dues, especially in the case of a judgement or lien. Good luck to you. Hi Claudia, the best thing is to consult with a real estate attorney in your area. I am unfamiliar with Florida laws on the HOA dues, especially in the case of a judgement or lien. Good luck to you.

]]> Comment on Can the HOA foreclose on you? by Claudia http://diablovalley.net/can-the-hoa-foreclose-on-you/#comment-174 Claudia Sat, 24 Mar 2012 18:40:51 +0000 http://diablovalley.net/?p=1019#comment-174 the HOA got a final judgment on my condo in florida, either i pay 10,000 or they will short sale. What happens to the debt i still owe the bank if they short sale my property? Bank of america has a lis pendens again on the property too. I dont live in it, i had to abandon it because i couldnt get to an agreement with the bank and i had no other choice. thank you in advance. the HOA got a final judgment on my condo in florida, either i pay 10,000 or they will short sale. What happens to the debt i still owe the bank if they short sale my property? Bank of america has a lis pendens again on the property too. I dont live in it, i had to abandon it because i couldnt get to an agreement with the bank and i had no other choice.

thank you in advance.

]]> Comment on Can the HOA foreclose on you? by Catherine Myers http://diablovalley.net/can-the-hoa-foreclose-on-you/#comment-16 Catherine Myers Sun, 29 Jan 2012 05:12:55 +0000 http://diablovalley.net/?p=1019#comment-16 Stay tuned to information about Wells Fargo and Wachovia home preservation workshops coming soon to the Bay Area! Stay tuned to information about Wells Fargo and Wachovia home preservation workshops coming soon to the Bay Area!

]]> Comment on Notice some changes? by Diana in Fishers http://diablovalley.net/real-estate-contra-costa/#comment-10 Diana in Fishers Tue, 24 Jan 2012 23:25:32 +0000 http://diablovalley.net/?p=484#comment-10 I have been poking around your site for awhile. I have to tell you that I love the new changes! Makes it so much easier to get around. Great site! Keep up the good work! I have been poking around your site for awhile. I have to tell you that I love the new changes! Makes it so much easier to get around. Great site! Keep up the good work!

]]> Comment on HAFA short sales with Bank of America are failing – GRADE = F by Catherine Myers http://diablovalley.net/hafa-short-sales-with-bank-of-america-are-failing-grade-f/#comment-9 Catherine Myers Mon, 23 Jan 2012 16:17:01 +0000 http://diablovalley.net/?p=769#comment-9 Thanks for popping by Mike! I appreciate your comments and enjoy learning from you on the short sale strategy board. I hope you're having better luck with HAFA than I have. Certainly there have been a few success stories, but the HAFA deals with B of A are my least favorite short sale to work on as there is always some flub or mix up. Always! Thanks for popping by Mike! I appreciate your comments and enjoy learning from you on the short sale strategy board. I hope you’re having better luck with HAFA than I have. Certainly there have been a few success stories, but the HAFA deals with B of A are my least favorite short sale to work on as there is always some flub or mix up. Always!

]]> Comment on HAFA short sales with Bank of America are failing – GRADE = F by Mike Payne http://diablovalley.net/hafa-short-sales-with-bank-of-america-are-failing-grade-f/#comment-8 Mike Payne Mon, 23 Jan 2012 14:12:00 +0000 http://diablovalley.net/?p=769#comment-8 Great info, Catherine! Though sad & unfortunate, property owners need to hear the TRUTH about these failed government programs. From Sarasota (FL), I too have experienced the EXACT same with HAFA and Bank of America. One would think outsourcing the paperwork to these "processors such as AMS would expedite the process - WRONG! Property owners ask my opinion of and experience with HAFA - they are interested in the $3,000. I hate having to be the bearer of bad news. HAFA - not even once - has benefited a property owner. They string us along for months LONGER than a traditional short sale. Seems though that after they've strung us along for months longer, they REJECT property owner for HAFA after saying at beginning property owner qualified. Now, we're forced to START OVER with a traditional short sale. MADDENING! You're providing a wonderful service, Catherine, by educating your customers as well as you do. You may not be filled with happy-talk, but property owners need to know the TRUTH about (through your vast experience with) short sales. Mike Payne Great info, Catherine! Though sad & unfortunate, property owners need to hear the TRUTH about these failed government programs. From Sarasota (FL), I too have experienced the EXACT same with HAFA and Bank of America. One would think outsourcing the paperwork to these “processors such as AMS would expedite the process – WRONG!

Property owners ask my opinion of and experience with HAFA – they are interested in the $3,000. I hate having to be the bearer of bad news. HAFA – not even once – has benefited a property owner. They string us along for months LONGER than a traditional short sale.

Seems though that after they’ve strung us along for months longer, they REJECT property owner for HAFA after saying at beginning property owner qualified. Now, we’re forced to START OVER with a traditional short sale.

MADDENING!

You’re providing a wonderful service, Catherine, by educating your customers as well as you do. You may not be filled with happy-talk, but property owners need to know the TRUTH about (through your vast experience with) short sales.

Mike Payne

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